Do homeowners cover appliances?

Some appliances are covered by homeowners insurance. It depends on what happens to your appliance. If the damage or loss was caused by a covered peril, homeowner insurance policies will cover appliance repair or replacement.Everything depends on what happens to your oven, refrigerator or washing machine. The owner's standard insurance policies include the cover for repair or replacement of appliances if the damage or loss was the result of a covered hazard.