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How Much does a New HVAC System Cost?

Installing a new HVAC system with ductwork can cost you anywhere between $6,500 and $12,500. For a system without ductwork, prices can range between $4,500 and $9,500. A number of variables will determine how much you’ll pay for your new HVAC system. First, consider that the physical system itself (the parts) and the installation (the labor) can bring two separate price tags. Then there’s the specific brand of system you choose, any customization, and what’s required to fit it into your home’s existing structure. Although the final price can be difficult to predict at the outset, here are some things to keep in mind that can help you estimate the cost of a new HVAC system for your home.

Pricing a New HVAC System

The cost of an HVAC system can vary, and so can the cost of the install. This is why your expert consultation is so important.

Your official estimate should be based on:

  • Your home’s current heating method (natural gas, liquefied petroleum gas, geothermal, electric heat pumps, or oil)

  • Whether or not your home has ductwork

  • The age of your current system (as systems age, they become less efficient at converting energy into heat)

  • The location of your system

  • The size of the room to heat or cool

The High Cost of a Short-term Fix

The cost of a new system installation might sound a bit steep, but consider the price of short-term HVAC repairs ⁠— what you pay up front, and the unseen costs you could face in the near future.

Repairs to an Aging System

Maintaining an older system will cost you more over time. Here are some quick questions to determine whether the repair will wind up costing you more than an installation:

  • Have you had your system for 15 years or longer?

  • Have you been quoted $500 or more for a repair on a unit that’s 15 years or older?

  • Are you experiencing no heat, no hot water, or frozen pipes on equipment 10 years or older?

Repairing an old part might get you by for now, but if the fix doesn’t last, you’ll find that you’re paying for the same repair again ⁠— and maybe sooner than you think.

Utility Bills Spike

Your system will become less efficient as it ages. Compressors will consume more energy to function as they need to, and so will heat pumps. As technology has advanced, modern HVAC systems have become more energy efficient, and that means they can save you more money on your monthly energy bill.

Equity in Your Home

Kitchen and bathroom renovation are still valuable investments, but future homeowners will look beyond new kitchen appliances and fixtures to the heating systems behind your walls.

Of course, you can wait to invest in a new HVAC system until you’re ready to sell, but why miss out on more comfortable living now?

Financial Assistance

Whatever way you look at it, a new HVAC system is a financial investment — sometimes a larger one than you had expected. However, there are ways to help reduce or spread out the cost to make it more affordable.

Financing Options

Here’s a good first step: Look for companies that offer financing options. Financing will allow you to install a new system without paying the entire cost up front. The amount you pay up front and the size, frequency, and interest on your future payments will depend on the company.

HVAC Rebates

Rebates are commonly offered on new appliances and home systems. Do a bit of research to see whether your local municipality offers rebates (they tend to come with energy-efficient systems). You may also be eligible for a reduction, return, or refund on parts of your HVAC system.

The Best Time to Buy

There’s no insider information on when you’ll get the best deal on an HVAC system. But the law of supply and demand suggests the cost will likely be higher when more people are looking to install an HVAC system.

So, you could consider arranging for your new HVAC install during the shoulder season — spring or fall — that’s usually when the temperature is more moderate, hovering between 40℉ and 70℉.

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